Today I received this email from a prospective client asking about the possibility of filing a Social Security disability claim while working. The email states:
“My doctors currently say I am or very close to being fully disabled. However if I file for disability while I am still working I would get denied , correct? I am at an impasse with working. I have to force myself to keep working because I need the income even though it is almost impossible for me to get around. I may have enough money to go ahead and quit working to last me a short while, but I am not at a point to make that last very long. I am 60 yrs old and am trying to work with new braces I have, but it is not going well. I suspect I will be permanently in a wheel chair very soon. Suggestions, please! “
My response was simple:
“It is possible that you could be turned down depending on how much money you are making. Social Security considers an income of $980.00 and higher to be “substantial gainful activity” and you are not eligible for Social Security benefits. If you are making less than $980 per month, then you can file an application; however Social Security does look at the fact that you are working and will take in consideration how many hours per day and per week that you are able to work.”
Something to keep in mind
#1 by KonstantinMiller at July 6th, 2009
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I think I will try to recommend this post to my friends and family, cuz it’s really helpful.
#2 by Hal LaPray at July 13th, 2009
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Thanks for the comment. I hope you read future posts as well.
#3 by D Johnson at December 7th, 2009
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I have been denied SSI because I am still working and cant afford to quit even though in such pain from my illnesses. Should I reapply? What options do I have at this point less of quiting work?
#4 by Alice at February 18th, 2010
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Is the amount one makes while working
based on gross or net pay?
#5 by Hal LaPray at March 30th, 2010
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It’s based on the gross wages reported to the IRS on your W-2 at the end of the year.